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Convert payment and e-invoice files into ready-to-upload batch and bulk payments for Wise and Revolut. The tool supports structured financial formats (including ISO 20022 and modern e-invoice standards) with built-in validation and smart formatting.

What this tool does

  • • Supports structured payment and e-invoice formats
  • • Generates Wise batch and Revolut bulk CSV files
  • • Handles multi-currency IBAN payments
  • • Validates transactions before export

Supported inputs

• Structured payment files (ISO 20022 pain.001 v03, v09)
• IBAN-based payments (SEPA and compatible countries)
• Structured e-invoice formats, including e-SLOG 2.0, Finvoice 3.0, ZUGFeRD 2.x and Factur-X (1.0+)
• Multi-currency transfers using IBAN
Supports both XML-based and hybrid PDF/XML e-invoice formats.
Please note: This tool relies entirely on IBAN. SWIFT / non-IBAN transfers are not currently supported.

How it works

1. Upload XML file
Upload your payment or e-invoice file (ISO 20022, ZUGFeRD, Factur-X and other supported formats).
2. Automatic parsing
Extracts name, IBAN, amount, currency, reference, BIC and country.
3. Smart detection
Detects individual vs company based on name and purpose.
4. Validation
Invalid transactions are flagged before export.
5. Inline editing
Fields can be adjusted before export.
6. Export
Download CSV files ready for Wise or Revolut.

Export formats

Wise: CSV for batch import
Revolut: CSV for bulk import

Payment providers

To use the exported files, you need an account with a supported provider.

Wise
Create Wise account
 Revolut
Create Revolut account

Example exports

Wise CSV
name,recipientEmail,paymentReference,receiverType,amountCurrency,amount,sourceCurrency,targetCurrency,IBAN John Doe,,Invoice 123,INDIVIDUAL,target,1200,EUR,EUR,SI56192001234567890
Revolut CSV
Name,Recipient type,IBAN,BIC,Recipient bank country,Currency,Amount,Reference ACME Ltd,COMPANY,DE89370400440532013000,COBADEFFXXX,DE,EUR,2500,Invoice 456

How detection works

The tool automatically determines whether a recipient is an individual or a company.

  • • Name patterns (Ltd, Inc, d.o.o) → COMPANY
  • • Payment purpose (SALA, TAXS) → fallback signal
  • • Name detection is prioritized
Works correctly even in mixed payment batches.

Common use cases

Payroll processing
Convert salary payments into Wise or Revolut uploads.
Supplier payments
Generate bulk payments from invoice data.
Tax payments
Automatically classified as COMPANY via TAXS purpose.

Accounting exports

Designed to work with payment files generated by accounting and ERP systems.

• Import ISO 20022 payment files directly from your system
• Convert them into Wise or Revolut upload formats
• Preserve structured payment references and metadata
Enables a seamless workflow from accounting → payment execution.
Try with an example file

Download a sample ISO 20022 file and test the conversion instantly.

Download sample PAIN 001.03 file Download sample PAIN 001.09 file Try converter →
All processing happens locally. No uploads. No data storage.